Build Your Credit and Save Money at the Same Time

An innovative way to improve your credit score while saving for your goals. No hidden fees or risks.

Get started with Self
Credit Builder App
+137
Average Credit Score Increase
500K+
Satisfied Customers
$0
Hidden Fees

Why Choose Us?

Credit for Everyone

Even if you have no credit history. Receive your savings at the end of your plan.

Secured Card

Card limits from $100. Reports to all 3 major bureaus.

Financial Education

Get tips and educational materials to manage your finances with confidence.

Auto Payments

Never miss a payment — everything is automatic.

Rent & Bills Reporting

Regular rent and utility payments can help boost your score.

Authorized User

Leverage a family member’s good credit history to help your own score grow.

Safe & Secure

Your funds are protected and insured. No risk to your savings.

Credit Score Growth

We report your payments to all major credit bureaus regularly.

Build Savings

At the end of your plan, you get all your money back — with interest.

How It Works

1

Choose a Plan

Pick a monthly payment amount that fits your budget.

2

Make Payments

Make regular payments according to your plan.

3

See Results

Enjoy a better credit score and your savings at the end.

Success Stories

Happy Customer

Thanks to this service, my credit score increased by 150 points in 8 months! Now I can get a mortgage with great terms.

JS
Jessica S.
Houston, TX

After my divorce, my credit was ruined. With this program, I not only rebuilt my credit but also saved $2,000!

MR
Michael R.
Chicago, IL

As a young professional, I couldn’t get a credit card. After 6 months with this service, I was approved for a $5,000 card. Amazing results!

AL
Ashley L.
San Diego, CA

Ready to Transform Your Financial Life?

Join thousands of users who have already improved their credit and built savings.

Get Started
30-Day Money-Back Guarantee